Splitit installment payments at 0 % interest: How does it work?
We work with our partner Splitit to offer payment in installments.
Splitit allows you to split the total payment over a maximum of twelve months using your credit card. This service is free, involves no credit checks or applications, and means you can choose to split your payment into monthly installments.
To use this payment method all you need a credit card with a sufficient amount of available credit. Splitit authorizes the total order value—but don’t worry, this is not taken in full when you complete the purchase. At the time of shipping, only the first installment will be charged to your credit card. The remaining balance will be held on your credit card until the final payment has been made. However, a payment authorization for the outstanding amount of your purchase will be held during the full payment period. After each monthly payment, the amount held from your available balance will be reduced to the new remaining balance (the held amount might appear as “pending”).
Are there any extra fees involved?
No, this is an interest-free payment method with no additional fixed fees, service fees, interest, or hidden fees of any kind.
Which credit cards does Splitit support?
You can pay using Splitit with a Mastercard or Visa card. Debit cards, American Express and pre-paid cards are not accepted.
Do I have to maintain the required available credit amount on my credit card?
Yes, you must maintain a sufficient amount on your credit card for both the monthly payment and for the full outstanding amount of your purchase during the full period of the plan. The authorized amount will be charged only in the event that a monthly payment is declined (the authorization hold might appear as “pending” on your credit card bill).
What happens if the ordered watch is not immediately available?
If the watch has a longer delivery time, we will start charging the monthly payments from the date of shipping.
What happens if I return the watch?
If you decide to not keep the watch, upon receipt of the watch we will reimburse the installments that have already been paid and cancel the outstanding payments.